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How good does your credit have to be to get FHA?

November 16, 2010


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Your credit report should have less than two thirty day lates in last two years with a minimum credit score of 620 or higher or in some cases no credit score at all.

Bankruptcy's must be at least two years old, with perfect credit since discharge.
Foreclosure's must be at least three years old, with perfect credit since.

Source(s):
www.fha-home-loans.com

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