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HNWI is a term used in Private Banking indicating High Net Worth Individuals. Typically these individuals have investable assets (financial assets not including real estate) of 1 million USD. UHNWI refers to Ultra High Net Worth Individuals who have at least 40 million investable assets. Most global banks have a separate Business Unit for these (U)HNWI who are treated in a way similar to institutionals.
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