by Alexander A. Bove Jr.
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Product Description
A guide for seniors, disabled individuals, and their families explains how to preserve personal assets while ensuring long-term care, covering such topics as interfamily transfers and trusts. Tour.
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Average Customer Review:
2 of 2 people found the following review helpful:
 Great book, but out-of-date, 2007-05-28
I actually worked with Alex Bove on updating a book on estate planning, when I practiced law in Boston many years ago. I purchased this book back in 1996 (the date of the current edition), but since then the laws have changed several times, most notably in February 2006, with the enactment of the Deficit Reduction Act of 2005. As a result of those changes, many of the examples and planning suggestions discussed in Bove's book no longer work. For example, all rules relating to gifting, penalty periods, look-back periods, "half-a-loaf" planning, and annuities, have been radically changed. Do not rely on the examples in the book!
That being said, his material on durable powers of attorney, trusts (other than the Convertible Trust, which no longer works), gift taxes, general eligibility requirements, and ethics of Medicaid planning, is still worth reading.
For an example of a book that incorporates all the latest changes in the law, together with case studies and numerous cutting edge planning ideas, take a look at How to Protect Your Family's Assets from Devastating Nursing Home Costs: Medicaid Secrets. It's pricey, but well worth it when you consider all the information and ideas packed into it!
2 of 2 people found the following review helpful:
Woefully out of date., 2007-04-28
While I own this book (I bought it ten years ago) it is now very much out-of-date. The law of Medicaid is one that is constantly in flux, changing just about every year. Recent changes to Medicaid law have made every book on the subject of Medicaid published before January 2007 obsolete. While this book and its author, Mr. Bove provided a great overview of the Medicaid planning process and for many years was the go to book to learn about Medicaid and the nursing home, today it is woefully out-of-date. For an example of an up-to-date book with information for all 50 states see: The Medicaid Handbook 2007
1 of 1 people found the following review helpful:
 Not Topical, 2006-11-11
The book fairly explains the complexities of Medicare. However, many changes have been made in Medicare since the date this publication was printed. The book should be updated to reflect the recent changes.
14 of 14 people found the following review helpful:
 Worthless after Feb 8, 2006, 2006-08-24
Dear Worried Reader,
On February 8, 2006, President Bush signed a law called the Deficit Reduction Act of 2005. This law makes sweeping changes to the ability of seniors to transfer (gift) any assets to their children and grandchildren. Following the advice of any book written before that date can cause a catastrophic loss of Medicaid privileges when a senior citizen is most vulnerable..when they actually enter a nursing home. Do not use this book as a reliable guide to current law. elder law attorney Chicago, IL
0 of 0 people found the following review helpful:
 Thanks to Mr. Bove, 2005-09-21
The information in this book is easy to understand and extremely valuable. It saved my family thousands of dollars by helping me get Medicaid for my father.
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