Annuities For Dummies (For Dummies (Business & Personal Finance))

This completely revised and updated, plain-English guide is packed with the latest information on choosing the best annuity for your retirement needs. You’ll find out exactly what annuities are, whether they’re the right financial vehicle for you, and which of the many annuity options might have your name on it. You’ll learn the ins and outs of using annuities to fund your retirement years, figure out whether to stress investments with insurance or insurance with investments, and find out how the right combination of annuities can help you squeeze more income out of your savings that any other financial tool. Discover how to:

• Identify the main types of annuities
• Weigh the pros and cons of annuities for yourself
• Minimize the complexity and cost of your annuity investment
• Figure out how much money to commit
• Avoid common annuity pitfalls
• Create an income you can’t outlive

The time to start securing your financial future is now. Annuities For Dummies, 3^rd Edition, gives you knowledge, insider tips, and expert advice you need to make your money do its best for you.

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All Customer Reviews
Average Customer Review:
11 of 11 people found the following review helpful:

Helping Make Sense of Annuities, 2008-02-08
Annuities For Dummies by Kerry Pechter is a very readable guide to annuities that makes sense of a very complicated insurance product (and what insurance products are NOT complicated?) Pechter guides the reader through a brief history of annuities to a broad view of how they work, and on to specific facts about the various kinds of annuities available. The only slight criticism is that his presentation is a bit overly favorable toward annuities, bolstered by selective statistical examples, like the one on p. 21. Hypothetical retiree "Smith" was over-invested in bonds and cash, which do not provide protection against inflation. That is partly why hypothetical retiree "Jones" with his annuity and stocks did better. Was it the annuity or the stocks that made the difference? The logic behind the example is undoubtedly that without an annuity, Smith would want very secure investments, hence, bonds and cash. All in all, the book will help any reader make better choices regarding annuities. And it's a fun read!

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