STOP Buying Health Plans and START Buying Health Insurance!: An Easy-To-Understand Guide to the How and Why of Consumer Directed Healthcare (HSAs, HRAs and Deductible-First Medical Insurance)

by Jeffrey Ingalls

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Editorial Reviews
Product Description
We are all excellent consumers. We collectively have no problem clearly identifying what we want, how we want it and when the price is right. We make our educated presence known in almost every marketplace except one— healthcare. Managed care and its first dollar benefits have created a problem and the solution is … consumer directed healthcare. We can fix our system of healthcare and your second largest business expense, behind payroll, if we stop buying health plans and start buying health insurance.

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All Customer Reviews
Average Customer Review: 5 out of 5 stars

1 of 2 people found the following review helpful:

5 out of 5 stars

It's money in my pocket, and yours too., 2007-06-18
I'm an entrepreneur, I'm not an administrator. Insurance has always been an irksome expensive time-consuming necessity, and dealing with it took me away from running my business. Once I read this book, I realized that I had an opportunity to improve my company bottom line AND improve the lives and compensation of my employees. I now have a compensation package that is very difficult to compete with, and don't have to worry so much about having my talent stolen away.

0 of 1 people found the following review helpful:

5 out of 5 stars

Saved $100,000 using an HSA!, 2007-05-30
As the book descibes I moved from an HMO model to an HSA model and will save $100,000 in the first year. And that is only for 55 people. Bigger companies can really save big time. In addition, my employees get to save money before taxes that can be used like a retirement plan. For a business owner or a human resource manager the concepts described in this book are important if bottom line profits are important to your company.

0 of 1 people found the following review helpful:

5 out of 5 stars

New thoughts for solving and old problem., 2007-05-21
The book was a great read. It finally answers the old question, "How to control the rising cost of healthcare without lowering benefits." It should be read by both employers as well as employees so the mind set towards healthcare in this country can change for the better.

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