The Budget Kit: The Common Cents Money Management Workbook (Budget Kit)

No matter your financial goal, a well-defined budget is the first step to meet it. The bestselling classic The Budget Kit has helped hundreds of thousands of people across America develop effective budgets and gain financial freedom. In this fully updated and revised edition, you will gain the skills to control your money—and your future.

Learn to:

• Create a simple, functional system for managing your finances, with or without financial software
• Navigate the latest developments in the paperless world of electronic banking
• Discover the freedom of being able to achieve your personal and financial goals
• Make a plan to pay off debt and plan for the future

With Judy’s tried-and-true guidance, you can get your spending under control and create a budget that will get you on the road to financial freedom.

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All Customer Reviews
Average Customer Review:
2 of 2 people found the following review helpful:

This is *NOT* a "Kit" and No CD INCLUDED!, 2008-08-29
Though several of the reviews and used editions of this book refer to a CD, this so-called "kit" does not include a CD. In fact, the book has a URL link to a moneytracker dot com website with offers to purchase thirteen dollars worth of spreadsheets separately.

I don't like this misleading marketing of a book and it is a disappointment that so many reviewers let this author off the hook for calling this paper-and-pencil workbook a "kit."

In 2008, it is reasonable to expect a book about spreadsheets to offer the spreadsheets themselves at no extra charge.


0 of 0 people found the following review helpful:

Can't say enough great things about this book!, 2008-05-22
When i bought this book, I was deep in debt... i think i bought it with my credit card. When the book called for me to take a month to just write down each and every purchase, it was a shock that i needed to realize just how much money i waste every day. In a few months time, I was out of the hole i was in, and now using the tools i learned from that book, I'm completely debt free. During which time, I've paid off a car, and actually have a savings account! This book is worth more than words can say, but you have to apply to it and use the tools that work for you.


2 of 2 people found the following review helpful:

A no nonsense hardcopy budget system, 2008-05-22
I have tried many software based budget programs and most contain features that are rarely used or very specific to certain users. This book provides a customizable, no nonsense, hardcopy based, useful system that needs no batteries, power cords or laptop connection. With this system you can work on your budget in the middle of the desert or on top of a mountain...no cords attached.


2 of 6 people found the following review helpful:

Overly complicated, 2008-02-18
When your trying to set up a budget the last thing you want is a bunch of worksheets, and numbers. That's all this book is, worksheet after worksheet, that you end up half using since there are so many spaces that you don't need to use. My recommendation to those that want to set up a simple budget, add all up of your bills for the month, than divide by four. You'll get the total of how much you need to set aside a week to pay your bills. Than add your weekly expenses to that number, such as groceries, gas, and so on. You'll end up with the amount you need to make weekly to make ends meet.


2 of 2 people found the following review helpful:

take your time., 2008-01-07
I've used other budget books before, but this was much more extensive. I really liked the catagory breakdowns, I thought they were much more realistic for my lifestyle. To really use this book fully would take a bit of time, but that's probably good if your looking for budget help anyway.

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