The Everything Budgeting Book: Practical Advice for Spending Less, Saving More, and Having More Money for the Things You Really Want (Everything Series)

Do you reach the bottom of your checking account before you reach the end of the week? Are you looking to have "more" with less cash? Budgeting doesn’t have to be drudgery. These days, everyone is looking for smart, practical ways to make every dollar count. The Everything® Budgeting Book is for anyone who is trying save for their future—whether it’s for a house, a child’s education, or something on your wish list, such as a new car or dream vacation.

Filled with practical tips and advice you can use immediately, The Everything® Budgeting Book can be used time and time again as your life—and financial picture—changes. Whether you need to restructure debt, save for retirement, or are just looking for ways to trim costs on everyday expenses, this book will help you get in the black fast. Featuring 75 worksheets that you can copy and use over and over again, this user-friendly guide will help keep you financially healthy for years to come. With this hands-on book, you’ll be able to balance your checkbook without acrobatics, free yourself from pre-payday panic, and have money for the things you really want.

The Everything® Budgeting Book gives you:

·Advice on how to assess your spending patterns

·Easy-to-follow worksheets

·Numerous debt-consolidation resources

·Practical strategies to economize on everyday expenses

·Common sense tips on budgeting for the future

·Savvy ways to prepare for unexpected events

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All Customer Reviews
Average Customer Review:
1 of 1 people found the following review helpful:

great budget book, 2007-08-24
very easy to follow budget book..i sat and read it a few times and used the added worksheets to help me..and i do believe i am on my way to getting our family on a budget..a nice and simple one.


17 of 17 people found the following review helpful:

Very disappointing, 2006-10-22
This book is 289 pages and could have easily been 50. By page 80 I was bored and not interested in continuing. If you have a college education, or even remember fifth grade arithmetic, the first 40 pages are insulting. From page 40: "To figure out how much your average electric bill is, add up your last twelve monthly payments to the electric company and divide by twelve." No kidding. Page 38 explains that to determine your annual income, you multiply your monthly income by twelve or your biweekly income by 26.

The cover proudly advertises that the book "features 70 worksheets!" This is because there is a seperate page for what you spent on monday, tuesday, wednesday, etc. There are worksheets for monthly expenses, where each month has its own worksheet. I know I did not have the patience to write "cable bill - $x" on twelve different pages.

I found "the pocket idiots guide to living on a budget" to be much more helpful. After reading this tiny book, I have a working budget and feel totally confident that I will achieve my financial goals. I got nothing from the "everything budgeting book."


4 of 4 people found the following review helpful:

Good Place to Start, 2006-07-15
We have several of the "Everything" books and, as usual, we were not disappointed in this one. There are plenty of forms to use to help you layout your budget. They think of things we normally would not have. They cover what do you want vs what do you need and explain the difference. They also cover how to figure out what to budget for each person in the household.

We've tried different ones in the past but this one puts it into understandable English. Doing a budget is hard enough without spending all our time figuring out what a book is trying to tell us.


20 of 27 people found the following review helpful:

Easy To Use, Helpful and Practical, 2005-03-27
The Everything Budgeting Book is for anyone who is trying save for their future-whether it's for a house, a child's education, or something on your wish list, such as a new car or dream vacation.

The Everything® Budgeting Book gives you
· Advice on how to assess your spending patterns
· Easy-to-follow worksheets
· Numerous debt-consolidation resources
· Practical strategies to economize on everyday expenses
· Common sense tips on budgeting for the future
· Savvy ways to prepare for unexpected events

Whether you need to restructure debt, or are just looking for ways to trim costs on everyday expenses, this book will help you get in the black fast. Featuring 75 worksheets that you can copy and use over and over again, this user-friendly guide will help keep you financially healthy for years to come. With this hands-on book, you'll be able to balance your checkbook without acrobatics, free yourself from pre-payday panic, and have money for the things you really want.

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