by Ted Janusz
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| List Price: | $19.95 |
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| Lowest New Price: | $17.99 |
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Product Description
I confess. I stole thousands of dollars. Maybe even thousands of your dollars. Oh, I was never tried and put in prison for it. What I did was perfectly legal. And it is done every day in professional-looking offices all across the country. But let me explain. I was a mortgage loan officer. (Actually, a senior loan officer.) You'd know my mortgage company. They advertise a lot- on the radio, billboards, and telephone directory covers. The same place the "ambulance-chaser" lawyers advertise. Looking for the naive, unsophisticated buyers. Many of my clients needlessly paid me thousands of extra dollars in fees on their mortgages and refinancing transactions. I no longer am in the mortgage business. By your reading this book, it is my hope that you can save hundreds or even thousands of dollars on your next mortgage or refinance transaction. I hope, by this book, to pay back at least some of the money I stole.
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Average Customer Review:
0 of 0 people found the following review helpful:
Janusz's Essential Resource for Mortgage Buyers, 2008-02-25
Ted Janusz has written a great resource for those who rent or buy. It helped me understand the difference between Freddie Mac and Fannie Mae, why there's a separate closing agent at a sale, how to use the good faith estimate to compare to actual mortgage costs, and how to reduce costs with mortgages. I wish I had owned this book when I bought my home. I am buying multiple copies to give to friends and family.
0 of 0 people found the following review helpful:
An eye-opening look at why closing costs are so high, 2007-06-06
In the mortgage application process, we're disoriented by mountains of paper we're compelled to read and sign. Somewhere in the back of our minds, we probably know that most of it is meant to protect someone else--not us. Ted Janusz's book "Kickback" makes it easy to understand traps in the mortgage and home buying process, and shows us how industry insiders use hard-to-penetrate terminology to disguise extra compensation paid for by the borrower. Don't wait until you're asked to sign mortgage papers. This is an easy and quick read that you must put on your list as soon as you start house hunting. Knowledge is power--be informed!
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