by Joseph SB Morse
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Product Description
In this book, you'll find entertaining descriptions of these major economic industries and 50 ingenious ways to capitalize on the system. Morse isn't talking about scamming the system or doing anything questionably legal, he's suggesting clever, time-tested, and legal techniques to help you maximize the financial benefits from companies you already do business with.
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Average Customer Review:
0 of 0 people found the following review helpful:
 Excellent product, 2008-07-03
This is the top of its class. One of our best sellers.
Great companion to: The 4-Hour Workweek: Escape 9-5, Live Anywhere, and Join the New Rich
6 of 8 people found the following review helpful:
 Good Information, but only for raw beginners, 2007-10-11
The title would have you think that you're being given access to a wealth of inside information that most people don't know about. Well, that's only true if you are just stepping out into the big world on your own, or if you've been living paycheck to paycheck and not paying attention. For anyone who understands the basics of finance and business, this book won't tell you anything you haven't heard many times before. It's reasonably well written, although a good edit would have caught many of the typos and grammatical gaffes. And there is information provided here that everyone should know. So if your eighteen year old is heading out to their first apartment, this would be a good going away gift. If you itemize your tax deductions, or operate your own business, you'll find this elementary level reading at best.
8 of 8 people found the following review helpful:
The book is a great money maker, 2007-08-07
I read this book after the Evolution Diet- and I really like the style of writing. It's lighthearted, but very good informative. I'm going to do two of the technique right away including start an online business to get ad revenue and change my deductions to give me more money throughout the year, save that money, and make money on interest instead of giving it to the government before it's due. This was really smart I thought- why is it that we give the government our money through income tax all year without earning interest, but once we're late on our tax return, we're instantly charged interest. Very suspect! Morse shows how to capitalize on that.
All the reviews are right on except for Bertie's review below - this one time reviewer seems like he/she has a bad job and is taking it out on this guy.
I got this book with Scam Proof and that looks good too.
14 of 29 people found the following review helpful:
How to Take Advantage of the People Who Are Trying to Take Advantage of You, 2007-08-05
This book was disappointing. Most of the advice is obsolete, like "switch over to free checking." Huh? Free checking accounts came out almost a decade ago. Or "deduct business expenses from your taxable income." Well no kidding. If you already keep diligent finances, this book won't help you. It's for people who've been asleep their whole lives and need common-sense instructions (the same people who need instructions on how to use things like paper clips).
As a customer service worker myself, some of the advice made me cringe. For example, the author says to call your cell phone provider and constantly threaten to cancel so they'll give you a better plan. First of all, employees have business rules to follow and threats do absolutely nothing but make us roll our eyes. In fact, later we go to the break room and laugh about the stupid jerks who called and threatened us that day, especially if the customer has a long history of constantly returning things, cancelling service, re-signing up, like this author recommends doing. We can see EVERYTHING on an account (and we can also see any/all accounts associated with that name, regardless of different contact info), and every time a customer harasses us we literally take notes. We can also flag an account "bad customer." "Cust called demanding free shipping from expired catalog, threatened to shop elsewhere. Told him catalog exp 3 mos ago, cust very rude, hung up." The author views customer service employees as people "whose only care is getting off work later to go hang out with her friends at the mall." Ha! I WISH that was my only care. The only way we'll bend over backwards to help a customer is if something truly unfair happened, like the post office lost the package or if the credit card was charged twice. And I applaud Sprint for dropping all those bad customers, which made headlines recently.
Anyway, this book boasts "savings of over $100,000" but I couldn't find a single penny's worth of advice in it.
16 of 17 people found the following review helpful:
A valuable resource, 2007-03-06
Morse uses a humorous, no-nonsense approach to help readers navigate the sea of credit card offers, tax refunds, cell phone rebates, and more everyday financial issues in the most advantageous way possible. He provides many valuable, never-before-revealed tips on how to make the most of your finances, and he sheds light on the often confusing policies of our major corporations, as well as on many of their shadier marketing ploys and full-blown scams. Whether it's with a lower interest rate or a free iPod, a newly discovered tax write-off or a free vacation, everyone will benefit from reading this book.
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