Consumer's Guide to HSAs: Health Savings Accounts (Brick Tower Press Financial Guide)

by JoAnn Mills Laing

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Product Description
A breakthrough in health care for employees and employers alike, HSAs stand for Health Savings Accounts. As of Januar y 1, 2004, HSAs are a new option, similar to an IRA, offering individuals a tax-sheltered way to accumulate savings. Tax-free dollars in HSAs may be withdrawn for qualified medical expenses, rolled over without penalty for spending in future years, or invested, to accumulate savings to pay for health needs after retirement. As 73% of all Americans spend $500 or less on medical costs each year, Health Savings Accounts (HSAs) make sense for many of us. The consumer wins with a tax-advantaged account for medical expenses, which is portable, and grows tax-free, just like an IRA; and wins again with using the lower-cost, must have, high-deductible health policy. The 'Consumer's Guide to HSAs' answers the question What's in it for Me?

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All Customer Reviews
Average Customer Review: 5 out of 5 stars

2 of 2 people found the following review helpful:

5 out of 5 stars

Extremely important/informative info for all size businesses & employees too , 2006-08-10
Before reading this book I had only briefly heard about HSAs.
Ms. Laing did an excellent job of making detailed information easy to understand and get through. I also quickly learned what I didn't know! Which was even more important. I've shared this book and info with others who were also confused about the various options. All have thanked me for sharing this resource
I highly recommend you get this book if you want a quick and clear view of what HSAs and other similar sounding programs are all about. Ms. Laing will quickly clear up any confusion you might have had before

2 of 2 people found the following review helpful:

5 out of 5 stars

Everything you need to know about HSAs, 2006-08-09
This book is well written and easy to read. Provided me with all the information I needed to make an informed decision on HSAs. Recommend it highly.

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