by David Gardner, Tom Gardner, Inc Motley Fool
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| List Price: | $15.00 |
| Average Rating: |  |
| Lowest New Price: | $6.88 |
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Product Description
The Completely Revised and Expanded Edition of the New York Times Bestseller That Focuses on Personal Finance for Every Budget -- and Every Stage of LifeTaking control of your personal finances is the first -- and most important -- step toward successful investing and a secure future. The Motley Fool You Have More Than You Think, now fully updated and expanded, provides guidance for anyone trying to balance lifestyle aspirations and financial realities. The latest edition of this Motley Fool bestseller covers topics such as: - Getting out of debt...and into the stock market
- Turning your bank account into a moneymaker
- Using Fool.com and the Internet to learn about all things financial -- from buying a home to getting the best deal on a car
- Saving enough to send your children to the colleges of their dreams
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Average Customer Review:
1 of 1 people found the following review helpful:
 A Great Way to Start!, 2007-03-06
I bought this book a good five years ago and ate it up. I have read it several times only to be reinforced in my investment approach - a well-diversified assortment of passive index funds, along with a few well chosen blue chips that pay regular dividends. Monthly automatic investments are now a way of life and though humble in its beginnings, my portfolio today is more than respectable in comparison with most of my "buy it new and yesterday" peers. The Gardner brothers style is informative, quirky, quite clever and humourous. If you don't have time to be a slave to mammon, you'll find as I have that INDEXING is the way to go- slow and steady, living within your means, depending on what you can invest per month-in 20-30 years you will be very wealthy.
1 of 1 people found the following review helpful:
Read it, love, it, recommend it!, 2006-10-27
Wow. This book was really, really, really useful. I'm one of those people who, until recently, never gave a second thought to savings or investment because I was always living paycheck to paycheck. Now that we have a little gbreathing room, my husband and I have been reading up on financial things of interest.
I HIGHLY recommend this book for your first one if you're absolutely clueless about personal finance. It takes a bunch of terms that many people find terrifying (stocks, bonds, mutual funds, etc.) and not only explains them and many others in amusing detail, but also makes the process of investing a lot more accessible to the average person. It's realistic, though--for one thing, the authors explain why everything from lottery tickets to penny stocks are a bad idea. It also bursts other bad habits, such as not buying Stock A because Stock B is cheaper per share--but not returning as much interest to the owner.
Additionally, there's a lot of really good advice for newbies to investment.
7 of 7 people found the following review helpful:
Cha-CHING!, 2005-09-29
This book was a great read - I think tha's probably one of the benefits of reading a book on finances written by two English majors.
Pros:
- Helps you understand where to start in your personal world of finance. I especially enjoy the fact that there is an especially abhorrent attitude towards debt (i.e. - pay what you owe before you every try to put that money anywhere else).
- These guys don't promise any fast cash, but employ a methodology that tends to scream, "slow and steady wins the race!"
- The advice is sound, and there isn't any threatening terminology to find yourself lost in.
- Like I said before, it's a great read. You aren't necessarily reading a manual written by guys who want to lay out the bare facts. You will be reading an entertaining and thoughtful tome on how to have fun with the way you think for your financial future.
- The authors don't seem to assume any drastic steps here - just being smarter with what you have.
Cons:
- While the book helps you start in your personal world of finance, it still leaves a lot for you to figure out on your own. In the end, I was still wandering around the Internet trying to find more information. The book shows you a good direction in which to move, but it doesn't necessarily show you the door in.
- The book isn't written for everyone. The authors admit this throughout their writing also.
- Shameless self-advertisement - but it's funny at the least.
My general perspective:
(Third time, at least) This is a GREAT book. Even if you don't think that you can trust yourself to make a deposit in a savings account, give this book a chance. It opened my eyes to see that there are a lot of people out there making a lot of money and doing very little to merit their worth. These guys aren't business or marketing majors, but their experience speaks through the written word. They won't lose you in a milieu of doublespeak, but sort of hold your hand in understand how you can be your own money manager - and I like that.
This is a work that is for the ordinary man - the sort of fellow that doesn't feel like working his way through a financial dictionary just to understand a book on personal finance. I found this book in my local library - and that's $11.20 you can take straight to the bank!
3 of 3 people found the following review helpful:
A must for any college student or independent adult. , 2005-08-27
I have to say that this is the perfect book for any independent adult and/or college student. The main reason I say that is because schools do not offer education on financial freedom. If you are a teen or think you can't read this, go read Motley Fool Teens before reading this one.
This book is separated into two halves. One half will tell you how to have good spending habits, pay debts, find good bank, etc. This half is good enough alone. They give you advice and tell you the reasons behind instead of "Trust us". This is a plus since most of the info is shocking. For instance, it is better to go to a casino than play the lottery since a casino has a payoff of 95% while the lottery is -50%! I personally can say that my life will be easier because of the forewarnings of mistakes and following the path least famous, but most secure.
The other half is about how to invest the stock market. It is amazingly easy and it makes sense by adding charts of growth over time using average return. One of the points the book tries to keep in your head is the stock market only looks scary since not too many know much about it. Remember when you thought you would never learn addition in second grade? In this half the book goes in detail of how to open an account, deciding your stocks, why you shouldn't panic during slumps, etc.
Unlike the teen version, this book is amusing with jokes on every page without overkill. The jokes do well to keep you entertain instead of dreading the fact you need to learn how to compound growth. The jokes even do well to get points across. A book of choice if you don't like books that sound like Ben Stein at pep rally.
We all have gotten advice on money from other people and it is nice of the authors to actually mention advice people give and why or why not it is good. I mean, some people say they lived on ramen noodles and finger toothbrushes in college while the book offers strategies that allow you to live within your means. Remember that ramen is fattening!
I can't say how priceless this info is for being practical and wonderfully hopeful of what is achievable with a small amount of thought. Nowadays people do not know what to do with their money and I see most knowing how to get rid of it. Anyway, this book is a must own for any adult and students alike struggling with the sheer thought of money.
I give this book my strongest recommendation to possible to own, not rent.
(...)
0 of 0 people found the following review helpful:
fun to read, describes a clear vision, 2005-08-18
The title of this book reflects the optimism that it breathes from beginning to end. It makes you want to go for it, without encouraging hasty decisions, and encourages to read more. For true fools (I mean morons) like myself, the book adequately warns you to first get out of debt before trying to invest. The part that tells you how to get out of debt is brief but the advice is sane, and optimistic. Once ready to invest, we are adviced to use a buy-and-hold strategy, and the arguments for it seem to make sense. Most importantly, after reading this, the reader has a clear general framework that help him/her to make confident investment decisions.
Picky points:
-A bit wordy on occasion.
-Not enough advice on what to do when your stocks just keep declining
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