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National Savings and Investments

National Savings and Investments (NS&I), formerly called the National Savings Bank, is a state owned savings bank in the United Kingdom. It is an executive agency of the Chancellor of the Exchequer. The aim of NS&I is to attract funds from individual savers in the UK for the purposes of funding the government’s public sector borrowing requirement (ie the funds in excess of taxation that the government requires to fund its activities). NS&I is based in Blackpool, Lancashire. NS&I attracts savers through offering saving products with tax free elements, and a 100% guarantee from HM Treasury over any deposits. NS&I also administers the Premium Bonds scheme.


ETFs vs. Mutual Funds... What's a Better investment?

A mutual fund is an open-end fund operated by an investment company that raises money from people and invests it in stocks, bonds, money market instruments or other assets. Each investor in the fund owns shares that represent a part of these holdings....  more »

Investing in Dividend Stocks for Long-term Returns
Healthy investor-friendly corporations that earn a profit pay out a percentage of their earnings to their shareholders as dividends thus ensuring a source of continuous passive income stream for them. Due to the recent financial crisis, many people are...  more »

10 Tricks to Lowering your Taxes
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Most Important Economic Indicators
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What to Look For when Buying Stocks
The stock market may look a bit scary because you may fear losing your money. Investment risk can be lowered by knowledge. A beginning investor has to read a lot about finance, accounting, financial statements, the stock market and the companies traded...  more »

Ways to Diversify your Investment Portfolio
Diversification is a general technique for reducing risk of investment. Each risk-averse investor needs to diversify to some extent in order to minimize the volatility in their portfolio. Volatility is limited by the fact that not all assets move up and...  more »

How to Recession Proof Your Portfolio
Recession fears have sent the major stock market indices into a downward spiral again. The economy suffered the mortgage crisis and credit problems recently, and now there is a lot of talk about another recession. This brings new challenges and new...  more »

Recently Added
Retail Sales Index
Underwater Mortgage
Underlying Profit
Underlying Security
Term Sheet
Unit Cost
Termination Date
Tequila Effect
Technical Correction
Tear Sheets
Tax-Deductible
Taxable Estate
Tax Tables
Tax Holiday
Tax Free
Most Popular
1. Inverse Order of Maturity
2. Future-oriented
3. Abnormal profit
4. Dollar voting
5. Assumable mortgage
6. Technical Correction
7. Retail Sales Index
8. Weather derivative
9. Tequila Effect
10. Hard right edge
11. Low
12. Continuous linked settlement
13. Tear Sheets
14. Termination Date
15. Bond yield

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